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Welcome to Our World, FFAWN's online community and blog where women can share thoughts, ideas, and resources to tackle the big issues that face us today.

Discussion is a very important part of Our World, because it gives us the chance to share our opinions and suggestions to better our lives. It also gives you the opportunity to tell us what the most important issues are to you, so that we can make sure that our programs are meeting your needs. To this end, we encourage you to join in and comment! Simply register (it's free and easy) and then speak your mind. We look forward to "meeting" you in Our World!



Career Development
Jun
29
Returning to the Workforce
Posted by FFAWN on June 29, 2009 6:15 PM
Mothers intending to return to the workforce after raising children can face isolation and other issues that make "opting back in" a difficult process. Emma Gilbey Keller shares a similar experience and provides significant steps and solutions in overcoming similar situations in her new book, The Comeback: Seven Stories of Women Who Went From Career to Family and Back Again.

Check out this article from The New York Times for further details:

Start Me Up

By EUGENIE ALLEN
Published: September 19, 2008


THE COMEBACK
Seven Stories of Women Who Went From Career to Family and Back Again

By Emma Gilbey Keller

For mothers contemplating a return to the work force after years spent raising children, Emma Gilbey Keller has good news: if the women she profiles in her new book can do it, so can you. And if you're not quite as well-off, well educated and well connected as most of these woman are -- well, not to worry. You can launch your comeback with a big dose of the self-confidence she serves up in this breezy, feel-good book.

Keller is tired of hearing about the financial, professional and emotional hazards of opting out, and she's betting you are, too. Arguing that isolation and insecurity are among the biggest problems faced by at-home mothers, she embarks on a major pep talk, starting with her own story. After an exciting career as a journalist and author (she wrote a 1993 book called "Lady: The Life and Times of Winnie Mandela"), she was equally excited to start a family and devote herself to motherhood -- until, that is, she developed a serious case of postpartum inertia.

Make that very postpartum, as in: "You turn down one piece of work because you don't want to travel, another because you're tired, then another because your brain feels rusty -- and before you know it, three years have gone by and you can list every child's activity in your neighborhood. . . . You weigh about 20 pounds more than you ever imagined, and people who are put next to you at dinner parties ask you for your husband's opinions."

The condition was especially painful for Keller. Her husband, Bill Keller, is executive editor of The New York Times, so his opinions seemed to matter more than most. When she began to avoid going to events without him, she knew it was time for a change, so she went looking for inspiration from similarly situated mothers who had managed to opt back in. Not only did she find it, but she used it as the basis for her own comeback: this book. Now she wants to inspire you, too.

Keller, who is 47, profiles seven thriving returnees in their 40s, 50s and 60s: a venture capitalist, a furniture designer, a teacher, a human rights activist, a photographer, a doctor and a lawyer. It's easy to see why they excelled at re-entry. All seven finished college (several have advanced degrees), all delayed childbearing until their careers were well under way and all were able to reinvent themselves using work skills that were highly portable -- from one job to the next, one geographic location to the next, even one profession to the next.

Keller will come back just fine, too. She chats and charms her way through the book, interweaving obsessively detailed portraits of her subjects with quick sketches of larger issues including women's entrepreneurship; sexism in the fields of medicine, law and architecture; the benefits of joint custody to divorced ­mothers' work schedules; and the effect (or not) of changing gender roles on housework.

Keller struggles at times to sustain her central conceit: that these women are Everywoman. For one thing, her subjects are hardly representative. Six of the seven are married, and although she labels them middle-class, most can afford luxuries like world travel and private schools for their children. (The lone divorced woman, the doctor, says that money was tight for a while, but she now enjoys horseback riding and voice lessons.) For another, Keller sometimes works so hard to get past women's differences that she overstates their similarities. At one point, for example, she declares that all women network and "like to join things," but just four pages later she says, "We all feel insecure, shy and anxious." Which is it?

When Keller allows her subjects to speak for themselves, though, they manage to speak to everyone. The photographer describes having her first child: "It was like stepping off the world into a part of eternity. I loved being a mother. I didn't miss photography at all." The lawyer remembers being so exhausted after she first returned to work that about once a month she took a two-hour lunch and stole away to her friend Bebe's house. "She would cook me lunch, give me a pair of her silk pajamas, and I would climb into her water bed and go to sleep. . . . It was heaven, absolute heaven."

In the end, these accomplished, lucky women bring reassuring voices to our increasingly urgent national conversation about mothers and work; now it's time for their less fortunate peers to make themselves heard. Earlier this summer, new Congressional data confirmed what some experts have been warning about for years. Many women have left the work force not because they craved more time with their children, but because they've been squeezed out of a weak labor market.

The publication of "The Comeback" is nearly synchronous with two landmark moments in the debate about work/family balance: John McCain's selection of Sarah Palin as his running mate, and the 20th anniversary of the Harvard Business Review article that introduced the galvanizing notion of the mommy track. If Keller's Everywoman can finally effect lasting political and economic change, perhaps her daughters won't need to stage a career comeback: they won't have to leave in the first place.


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Career Development
Jun
23
Tips On Writing A Résumé
Posted by FFAWN on June 23, 2009 8:14 PM
Looking for a job? Need to know how to write a resume? Does your resume need improvement?

Having a resume is not only the traditional norm of providing employers with your employment and/or educational history, but also a great way to showcase what skills or attributes you are willing to bring to the workplace.

Women Work is a "National Network for Women's Employment" dedicated to providing the information and resources women need in the workplace.  For tips on writing a resume and other information regarding resumes, click here, or read on.

Writing A Résumé
  • Have you taken a lot of time off work or learned skills off the job?
  • Are you unsure of how to explain that time or experience on a resume?
  • Do you feel uncertain about how to "sell" your talents and knowledge?
Getting Started
Putting together a résumé will help you organize information so an employer can quickly look at your history. There is no one way to put together a résumé but the guidelines below will help you include key information and highlight your strengths and experiences.

Drafting Your Résumé

The first step in creating a résumé is to plan what you want to include. Think about what job experiences you have, skills you have developed and how these things will help you at your new job.

Make a list of all paid and unpaid jobs you have had. Include in your list: when you had the job, who your employer was, what your title was and what you accomplished.

Write down the education you have had after high school, including college classes and degrees, training courses, licenses, certificates and any other learning experiences you might have.

Write down any skills or special knowledge you may have, including languages spoken, experience with computers, ability to use special tools or machinery, etc.

Consider unique knowledge or skills you gained while raising children, caring for family members, volunteering or during other personal experiences.

Create a professional e-mail address where potential employers can contact you. It should contain some combination of your name and initials, but do not use nicknames or silly words or phrases. Get your own free e-mail account at www.hotmail.com, www.yahoo.com or at mail.google.com.

Résumé Formats
There are different ways of organizing your information in differnt types of résumés. Different résumé formats can highlight strengths, such as numerous work experiences, or downplay weaknesses, such as being out of the workforce. Choose between the "reverse chronological" and the "functional" résumé styles. Each style has benefits and disadvantages. Use the one that best fits your life and work experiences.

Functional
  • Useful for people with breaks in employment history and skills. A functional résumé shows experience not evident in a "reverse chronological" resume.
  • Focuses attention on accomplishments and minimizes emphasis on jobs.
  • Lists skills and special knowledge without reference to employment.
  • Lets you explain openly why you want a certain job or why you think your skills and experience would benefit a certain organization.
Reverse Chronological
  • Useful for people with a steady employment history.
  • Lists experiences from most to least recent.
  • Shows responsibilities and accomplishments at each job.
  • Displays educational and professional accomplishments.
  • Lists your future employment goals.
  • Does not show off skills, experience, and knowledge gained off the job.
Check out free example résumés online:
www.quintcareers.com
www.jobweb.com
content.monster.com

Résumé Tips
  • Fit your résumé onto one page. Prospective employers will only glance over it at first.
  • Make all your important information clear and concise. Say what you mean in a few well-chosen, specific words. When describing your work, list your accomplishments, not your duties.
  • Describe your accomplishments and skills using powerful, action words. Try words like "direct," "analyze," "manage," "examine," and "develop."
  • Tell the truth. Making false claims on your résumé can only hurt you.
  • Use one professional looking, easy to read type style for your whole résumé. Arial, Garamond, Times New Roman type styles are all good choices.
  • Do not repeat the same words. Think of other words that have similar meanings. Check out the free online dictionary at www.dictionary.com and thesaurus at www.thesaurus.com.
  • Keep it simple. Many résumés are submitted through the Internet and companies will scan the text into their system. Too many bold, italicized or underlined words may not scan as you want.
Perfecting Your Résumé
  • Check your résumé before sending it to employers. Pay attention to the details and make sure information is correct. Follow the checklist below to avoid mistakes.
  • Proofread! Check over your résumé many times looking for spelling and grammar errors. Make sure you have used the same formatting throughout.
  • Have a close friend or relative look it over for you. He or she might find mistakes you missed.
  • Tailor your résumé for each organization or each job type. You can emphasize experiences and skills relevant to each organization or position. Tailoring your résumé will show you understand their organization.
  • Print your finished résumé on high quality paper if you are mailing it to the prospective employer. Select an 8-½" x 11" paper that is a bit heavier than standard paper; weights between 20 pound and 50 pound are most often used. White, beige and gray are common choices since neutral colors communicate a professional tone. This paper can be bought at a bookstore or an office supply store. You can also photocopy your résumé onto nicer paper at a copy store and usually you can buy matching envelopes.

Sample of a Functional Résumé

Sample of a Reverse Chronological Résumé

Instructions On How These Samples Were Built


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Career Development
May
20
Cover Letter: Tips and Significance
Posted by FFAWN on May 20, 2009 8:33 PM
Women Work is a "National Network for Women's Employment" dedicated to providing the information and resources women need in the workplace. Please click here for the organization's detailed tips on writing a cover and why it is important.

According to To Women Work,

A cover letter is a one-page business letter that you send to a potential employer when you submit your résumé. The letter introduces you, explains which job you are applying for and why you think you would be a good candidate for the position. A cover letter is important because it gives you the opportunity to talk more in depth about the skills and experiences on your résumé that are applicable to the job for which you are applying. You can use a cover letter to discuss some important experiences that may not have a place in your résumé. It reflects your personality, your attention to detail, your communication skills, your enthusiasm, your intellect and your specific interest in the company to which you are sending the letter.

The Four Parts of a Cover Letter
Writing a cover letter can seem a little overwhelming at first, but it is helpful to think of it as four separate sections:

1 - Introduction and announcement of the job you are applying for

2 - Description of your skills

3 - How your skills apply to the job posting

4 - Closing and thank yous

The first section should be just a few sentences that state which job you are applying for and where you heard about the job (i.e. a specific Web site or newspaper). It can be helpful to open the letter with a catchy line that will grab the reader's attention, but make sure it is appropriate for a professional letter.

The second and third sections go hand in hand, and it is a good idea to brainstorm these at the same time - then go back and separate what you want to say in each section. When thinking of what to write, look over the description of the job you are applying for and find the most important traits and abilities the organization is looking for. Next, think of ways your skills and experience match with the organization's needs. Come up with specific examples of how you have used your skills. This is a good section to discuss skills developed from non-traditional work. Any specialized equipment or programs you may know how to use could be mentioned in the second or third paragraph.

For the second section, you can talk about any specific accomplishments or skills you have. In the third section you should mention a few of the traits the employer is looking for and how the information mentioned in the second section displays that you have these traits.

The final section should provide the reader with information on contacting you, as well as make a statement on what you expect from the reader. This would be the section where you could say, "I am available for an interview at any time." By stating that you are available for an interview you are showing that you are confident that you are a right match for the firm. Finally, a short thank you is an important way to end.

The format of the cover letter should be standard business letter format, with your name and address at the top and the recipient's information below that. The letter should be addressed to the specific company and the specific individual who will process your application. You can usually find this through research or simply by calling the company to find out to whom your letter should be addressed.

Cover Letter Tips

  • Use the sample cover letter included in this tip sheet as a guide. Try to stick as closely as possible to the basic cover letter format. Employers want to know about you in a short amount of time.

  • Find the name, title and address of the contact person at the organization. It is important to send a personalized letter and not a generic "To Whom It May Concern." By putting the correct contact person you are showing you are serious about the job and not just sending blanket cover letters to everyone.

  • Think about the employer's needs and wants as you write. Use your letter to highlight ways you will fulfill these needs and wants.

  • Fit your cover letter onto one page. Say what you mean in brief, direct sentences, using well-chosen and specific words. Keep your paragraphs relatively short.

  • Describe your accomplishments and skills using powerful, action-filled words. Try words like "direct," "analyze," "manage," "examine" and "develop."

  • Tell the truth. Making false claims on your cover letter can only hurt you.

  • Use the same professional looking, easy to read type style you used for your résumé. Arial, Garamond, Times New Roman type styles are all good choices.

  • Do not use the same words over and over. Think of other words that have similar meanings. Check out the free online dictionary at www.dictionary.com and thesaurus at www.thesaurus.com.

  • Tailor your cover letter for each organization, using the same basic format. You can emphasize experiences and skills relevant to each organization. Tailoring your cover letter will show you've done your research and understand their organization.

  • Keep it simple. Many cover letters are submitted through the Internet and companies will scan the text into their system. Too many bolds, italics, or underlines may not scan as you want.

  • Proofread! Check over your cover letter many times, looking for spelling and grammar errors. Make sure you have used the same type style and formatting throughout.

  • Have a close friend or relative look it over for you. He or she might find mistakes you missed.

  • Print your finished cover letter on high quality paper that matches your résumé, if you are mailing it to the employer. Select an 8-½" x 11" paper that is a bit heavier than standard paper, weights between 20 pound and 50 pound are usually used. White, beige and gray are common choices since neutral colors communicate a professional tone. This paper can be bought at a bookstore or an office supply store. You can also photocopy your cover letter onto nicer paper at a copy store and usually you can buy matching envelopes.

For a sample cover letter click here

For instructions on how this sample was created click here


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Our World
May
9
A Special Message for Mothers from Mary J. Blige
Posted by FFAWN on May 9, 2009 10:22 PM
I want to say Thank You to all the mothers in the world for their strength, endurance, love and obedience to God. I thank God for all the mothers who endure till the end, who raise their children no matter what, and love them unconditionally. When they are abandoned by the father, they sacrifice to still raise the children, educate, appreciate them and prepare them for life - it's amazing to me. 

I have traveled the world and met so many amazing women.  I have seen and even had the privilege to help many women do wonderful things with their lives.  But the one thing I have realized is that when a woman is a mother, there is no job or career as important to her as that role.  Motherhood is many jobs in one.  A mother is a teacher, a friend and a doctor.  She is a best friend and a sister.  A mother is the one person who will forever love unconditionally and welcome their children with open arms for all of their lives.  

I believe that a mother's love is never changing.  A mother's love makes you feel warm all the time.  A mother's love reminds you that no matter how hard life gets, you can still come home.  A mother's love has a healing power that no one can even explain.

When I think about what it means to be a mother, my heart fills with so much joy and appreciation for every woman who honors their place in a child's life. There are many women who may not have given birth to a child but play a very big role in a child's life. These women have titles such as step mom, teacher, guidance counselor, coach or mentor. To all of you, I hope you know that just because you didn't give birth to them, doesn't mean they don't belong to you.

Love has no boundaries. Love knows no limits. Love for a child comes in many forms and from the many different women in their lives.  

In closing, I would like to wish ALL of you a very Happy Mother's Day and thank you for being a friend of FFAWN.  May God continue to give you the strength to press on!!

All My Love,
Mary

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Education
May
4
The 411 on Student Loans
Posted by FFAWN on May 4, 2009 10:34 PM
Do you need to take out a loan to help pay for your education?  Are you confused about how student loans work, and how much they'll actually cost you?  Well, you're not alone - FinAid.org points out that according to the 2003-2004 National Postsecondary Student Aid Study (NPSAS), nearly two thirds of students in 4-year undergraduate programs graduate with some debt, with an average student loan debt among graduating seniors of $19,237.  The site also suggests that preliminary data for the 2007-08 NPSAS shows an increase in the average amount of debt among graduating seniors at 4-year institutions, up to $22,500.  Average cumulative debt increases by about 3%, or approximately $550 per year.

Students' debt burdens are becoming increasingly heavy, due not only to an increase in the average amount borrowed, but also to an increased reliance on private loans, which tend to have higher interest rates than federal loans.  While President Obama's administration is actively working toward solutions to help reduce student debt, it will be at least another year before those changes take effect.

Student debt is no laughing matter, either - a study conducted in 2002 for Nellie Mae, a major student lender and subsidiary of Sallie Mae, found that 38% of graduates held off on buying their first house because of student loans, 14% put off marriage, and 21% delayed having children.

Anya Kamenetz, author of "Generation Debt," suggests that "people need to approach college like they approach purchasing a car.  Different people can afford different models.  Don't be deterred from going to college, but students need to be smart shoppers."


Here is a collection of resources to help you find the best options for your education needs.

FinAid.org's guide to student loans explains the different categories of education loans:
  1. Student loans (eg. Stafford and Perkins loans)
  2. Parent loans (eg. PLUS loans)
  3. Private student loans (also called alternative student loans)
There is another type of loan, the consolidation loan, which allows the borrower to lump all of their loans into one loan for simplified payment.

Consolidation loans can seem like attractive options, since they do lower your monthly payments.  However, the U.S. Department of Education's website on Federal Student Aid cautions that "although consolidation can simplify loan repayment and lower your monthly payment, it also can significantly increase the total cost of repaying your loans.  Consolidation offers lower monthly payments by giving borrowers up to 30 years to repay their loans...so, you'll make more payments and pay more in interest...If you don't need monthly payment relief, you should compare the cost of repaying your unconsolidated loans against the cost of repaying a consolidated loan.  You also should take into account the impact of losing any borrower benefits offered under nonconsolidated repayment plans.  Borrower benefits, which may include interest rate discounts, principal rebates, or some loan cancellation benefits, can significantly reduce the cost of repaying your loans."

The U.S. Department of Education further cautions that consolidation loans are permanent: "Once made, Federal Consolidation Loans cannot be unmade.  That's because the loans that were consolidated have been paid off and no longer exist."  Be sure to take your time and study your consolidation options before committing yourself to a situation like this.  You can consult resources like this Consolidation Checklist to help guide your decision.

FinAid.org also offers a variety of helpful resources, including a number of calculator tools,  a Student Loan Checklist to help you keep track of your debt, and helpful articles like "Solutions for Borrowers Who are Having Trouble Repaying Student Loans".

BlackStudents.com also offers a Student Loan Calculator tool to help you compute an estimate of the size of your monthly loan payments, assuming a standard fixed interest rate.  You can use tools like this to help plan ahead to avoid being caught off guard after you graduate.

Another great source for advice is the website of the Project On Student Debt for articles like "The Top 10 Student Loan Tips for Recent Graduates" and the "Tip Sheet for Student Loan Borrowers."

Finally, you can check out our Finance resources to help you understand and take control of your personal finances, starting with creating a realistic monthly budget.

Are you in the process of paying off your student loans?  What have you found helpful along the way?  Have you found any monthly routines that help you stay on track with your loan payments?  Share the tricks that have worked for you by commenting below - your struggles and tried-and-true methods can be extremely helpful for someone starting out in the same position!

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